Credit card terminals are highly recommended for investing high amount of payment in order to accept credit cards in all situations. A main terminal is a swipe terminal which allows the customer to swipe the credit card. The payment amount is entered on the keyboard, once the information of customer is correct, the bank may fall into a situation to accept credit cards. Monthly processing fee with low cost is sometimes offered by the merchants to the customer, so that cost effective process is achieved for online business transaction. All kinds of credit and debit cards are accepted using payment processor. As the customer accept credit cards recommended by the bank, the potential sale in online is not be missed by the customer. The value and service quality of the merchant is improved, when long time contracts are accepted. The processor should ensure the customer to provide efficient customer support either though mail or phone call. The security regulations are effectively performed during data encryption. High powered batteries are required to run the terminals with secure connectivity so as to process entire online payment through the site http://merchantaccountsolutions.com. The credit cards are processed in real time via a telephone line easily.